Congratulations! If you are a recent college graduate, or if you're still enrolled in a post-secondary institution, we salute you! And while we know you have the brains to go wherever you want, we know you also likely need a car to get you there. It can be hard to get your first car with minimal credit history, and that's why we offer the Volvo College Graduate Program.

Good Rates and Easy Financing for Recent College Grads

With the Volvo College Graduate Program, you can step into a new or certified used Volvo luxury car or SUV with no hassle. If you are a recent graduate, or even if you are still enrolled, we can offer:

  • Competitive rates and as low as 5% down payment¬†
  • No co-signers needed
  • Minimal credit history required

It's Simple!

Take advantage of easy financing for new college grads and get on the road in a Volvo Luxury Car or SUV today. Just follow these steps:


Browse our inventory of new Volvo cars and suvs or certified used Volvo vehicles online, or visit our dealership to look around and take a test drive

Come In

You can also shop our lot: look at your car options up close and personal, and take a test drive. When you're ready to make a purchase, show us the required documents (see list of options below) and we'll walk you through the finance application.

Drive Away in Style

We're committed to making the process easy so you can drive away with a new car in the same day you come in. What you do with your new wheels next is completely up to you!

Get the Deets:

See below for details on the Volvo College Graduate Program

Eligible Vehicles:

  • New volvo Vehicles
  • Certified by Volvo Vehicles
  • Demo/Service Loaners

Eligible Programs

  • Retail Financing
  • Lease Options

Applicant must meet One of the following requirements to be eligible:

  • Graduated with advanced, bechelors, or associates degree from a U.S.-accredited college within the past 18 months
  • Will graduate within 90 days and have verifiable employment or offer of employment
  • Currently enrolled in accredited graduate school program

College Graduate Program minimum requirements

  • Every applicant must have a valid U.S. driver's license or valid government-issued ID
  • Every applicant must meet the legal age requirement to contract
  • No current or prior derogatory credit
  • Income must be verifiable and only income for the person signing the contract will be used
  • Minimum of one satisfactory trade/minimum 24 months in credit file
  • Minimum auto industry adjusted FICO 08 score of 600
  • Maximum Retail advance of 100% (LTV of 110%)
  • Maximum Lease Advance of 100% MSRP (LTV of 110%)
  • Minimum 5% down payment (includes trade and rebates)
  • Maximum 20% PTI
  • Maximum 72 months term
  • Individual applicants only; co-applicants are not allowed under the College Graduate Program

Documentation requirements (must provide one of the following to support the eligibility requirement)

  • Prof of college enrollment status
  • Proof of future term enrollment or letter of intent
  • Copy of diploma or registrar's letter of degree earned or final transcript
  • Proof of employment listing annual salary with an employment commencement date within 90 days from date of retail or lease contract date (POI wil lbe required if no annual salary listed.)

Make an Inquiry


Tom Kelley Volvo Cars

865 Grand National Drive
Directions Ft. Wayne, IN 46804

  • Sales: 260-434-4850
  • Service: (260) 434-4800
  • Parts: (260) 434-4800


  • Monday 08:30 AM - 07:00 PM
  • Tuesday 08:30 AM - 07:00 PM
  • Wednesday 08:30 AM - 06:00 PM
  • Thursday 08:30 AM - 07:00 PM
  • Friday 08:30 AM - 06:00 PM
  • Saturday 08:30 AM - 05:00 PM
  • Sunday Closed